Dempsey Scheiman & Associates
Dempsey Scheiman & Associates
Certified Public Accountants Certified Financial Planners
dempseyscheiman@dsa-cpa.com
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We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Investment Needed to Achieve GoalUse this calculator to determine the investment needed to achieve your goal.
Paycheck Calculator - SalariedThis calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Ratio CalculatorsUse these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
Minimum IRA DistributionUse this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
IRA Distribution Before Age 59 1/2 CalculatorThis calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.
Flexible Spending Account CalculatorThis calculator shows the effect a Flexible Spending account will have on your net pay.